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Well, it turns out that a significant number of UK drivers might be owed financial compensation. The FCA's investigation uncovered instances where individuals were being charged excessively in their monthly finance payments^
Have you had a car on finance between 2007 and 2021?
You can claim for free, first to your lender or to the FOS
How do I determine if I qualify for compensation?
If you've had a finance agreement like PCP or HP in the last decade, you may be eligible for compensation due to mis-selling
What criteria must I meet to make a claim?
Your lender must have failed to disclose the commission details on your agreement(s). If your finance details were inadequately explained or you faced higher interest rates due to commissions, you could be eligible for £1,000s
Does the type of agreement matter (PCP vs. HP)?
Don't worry if you had an HP loan instead of a PCP agreement — we accept claims for various vehicle finance agreements
Unfortunately, we cannot help
Based on your answer, you do not qualify for a claim. We apologise for any inconvenience caused
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